Effective Date: September 16, 2025
For a printable version of this Privacy Notice, please click here.
Welcome to Payden & Rygel’s U.S. Privacy Notice (“Privacy Notice”). In the ordinary course of its business Payden & Rygel (“Payden & Rygel,” “us,” or “we”) may receive, store and manage the personal data of individuals. It is a principle of the firm that this data will be processed lawfully, fairly and with full transparency, and such data will at all times be securely stored. We only retain and process personal data to the extent necessary to carry out the firm’s normal business activities and to fulfil its commitments to our clients, shareholders, staff and contractors. Payden & Rygel respects your privacy and is committed to protecting your personal data.
This Privacy Notice applies to Payden & Rygel’s information practices relating to the personal data of prospective clients, business contacts, individuals that visit our Website at https://www.payden.com/, or individuals who apply for a position with us.
If you are a current or former client of Payden & Rygel, or a fund shareholder, some of the personal data we may collect about you is considered “non-public personal information, ” as defined under the federal Gramm-Leach-Bliley Act (“GLBA”). Information about how we collect, use, and disclose “non-public personal information” subject to the GLBA is outlined in and governed by the Payden & Rygel Client Privacy Notice.
It is important that you read this Privacy Notice together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your personal data. This Privacy Notice supplements the other notices and is not intended to override them.
Our Website may, from time to time, include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share personal data about you. We do not control these third-party Websites and are not responsible for their privacy practices. When you leave our Website, we encourage you to read the privacy notice of every Website you visit.
From time to time, Payden & Rygel may update or revise this Privacy Notice, which becomes effective on the date indicated at the top of this Privacy Notice. Please check back frequently to see any updates or changes. Where required by law, we will obtain your consent or make reasonable efforts to provide at least 30 days’ notice prior to any material revisions taking effect, so please ensure that any personal data we hold about you is accurate and current.
We may collect or process different kinds of personal data, depending on how you interact with our Website, or when you apply for a position with us. We may collect: Identifiers; Commercial Data; Financial Data; Internet or Other Network Activity; Audio, Electronic, Visual, or Similar Data; Location Data; Content of Communications; Demographic Data; Video Viewing History; and any other personal data you provide to us or we and third parties collect when you interact with us. For job applicants, we and third party employment services acting on our behalf, may also collect Professional or Employment Data; Education Data; and Sensitive Personal Data (such as, Social Security number, driver’s license, state identification card, or passport number; health information or disability status; criminal history; and citizenship or immigration status) and any other personal data you provide to us during the application process. We may use any of this personal data collected to create inferences about you. We do not knowingly collect personal data from children (defined as individuals under the age of 16).
Personal data collected is used for: internal business purposes and basic business operations; improving our Website or services; advertising and marketing; security; and legal compliance. Job applicant personal data is also used to manage and consider your application, for pre-employment screening, and to provide information to you about additional career opportunities.
We may disclose the personal data collected from you: within Payden & Rygel; with service providers, vendors or agents; to third parties during a change in ownership, such as a merger or bankruptcy; with law enforcement agencies, courts, regulators, government authorities when legally required to do so; with our social media partners; or where we have received your direction or consent to the disclosure of your personal data.
We retain and store your personal data as long as necessary for the intended purposes and in line with our data retention policy. Please review the sections below for more specific information about what kinds of personal data we collect and how we use it, whether we sell or share your personal data, how we use, communicate, disclose and otherwise process your personal data, what rights you may have and how to contact us. If you have a general question, including about our collection of your personal data, please see the “Contact Us” section below or click here .
Personal data, also referred to as “personal information” under certain laws, means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household.
We, or third parties acting on our behalf, may collect, use, store, disclose, and/or transfer the following categories of personal data about you, as follows:
Our Website and services are designed and intended for individuals aged 16 and older. If we learn that we have collected personal data from an individual under the age of 16 (a “child”), we will delete that personal data within the timeframe required by applicable law.
The term “personal data” does not include deidentified data, which is data that cannot be reasonably used to infer information about you or otherwise be linked to you. We maintain and use any deidentified data in deidentified form and will not attempt to reidentify that information.
We use different methods to collect data from and about you, including through:
Our Website uses cookies, Software Development Kits (“SDKs”), web beacons, pixels, or other online tracking technologies (collectively, “cookies”) when you visit or interact with our Website and other online properties. These tools help us to provide you with a good experience when you browse our Website and also allows us to improve our Website and online services.
How long these cookies stay on your device depends on what they need to do. For example, some cookies only work while you are visiting our Website and get deleted when you're done (session cookies). Others may stay on your device unless you choose to delete them (persistent cookies). Cookies may be placed by us (first party cookies) or by other businesses (third party cookies) when you visit our Website or other online properties.
The cookies used by us can be classified using the International Chamber of Commerce guide for cookie categories: Strictly Necessary, Performance, Functional, and Targeting. We may use the following cookies:
We will use your personal data in the following circumstances:
Please note that we may use Artificial Intelligence (“AI”) when processing personal data for the purposes set forth above.
We mayhave to disclose your personal data to the following recipients:
We work with third-party advertising and analytics partners and social media sites, and these partnerships may be considered a "sale" or "sharing" under the California Consumer Privacy Act, even though no money changes hands. For example, when you visit or interact with our Website or a webpage where cookies are present, that may be considered a "sale" or "sharing" of your personal data. Information that we may “sell” or “share” includes your Identifiers. Payden & Rygel does not knowingly sell or share the personal data of children (defined as individuals under the age of 16).
We maintain appropriate organizational, technical, administrative, and physical security measures to protect your personal data from accidental loss, use, unauthorized access, alteration, or disclosure. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to process your personal data. Please note that no data transmissions over the internet are 100% secure, so we cannot guarantee the security of any personal data you provide to us. You understand that any personal data you send is at your own risk.
We have implemented procedures to address any suspected personal data breach and will notify youand any applicable regulator of a breach where we are legally required to do so. If we learn of a personal data breach, we may attempt to notify you, including electronically, so that you can take appropriate protective steps. By using the Website or providing personal data to us, you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of the Website. We may post a notice via our Website if a personal data breach occurs. We may also send an email to you at the email address you have provided to us in these circumstances.
In order to communicate with you about content, the personal data that we collect from you may be transferred to, stored, used, and processed by Payden & Rygel or one of our service providers, which may be based in the United States or outside of the United States. If you are visiting from the European Economic Area or other regions with laws governing personal data collection and use that may differ from United States law, please note that the laws of the United States may not provide the same level of protection of personal data as your home country, particularly if you are resident in the European Economic Area. If you do not want your personal data transferred to the United States, please do not share your personal data with us.
We will only retain your personal data for as long as necessary to fulfil our business interests, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
Our Website may contain video content, audiovisual content, or content of a like nature (collectively, “Video Content”). In connection with our provision of Video Content, our Website may utilize online tracking technologies and code-based tools, including, but not limited to, Software Development Kits (“SDKs”), pixels, and cookies (i.e., advertising or analytics cookies) that track information about your activity and webpage-viewing history on the Website (collectively, “cookies”). Cookies on the Website may result in information about your activity on our Website being transmitted from your browser to us and third parties, which, in turn, may result in the display of targeted advertisements on third-party Websites, platforms, and services, including advertisements for our content. In addition, whether cookies on the Website result in your browser’s transmission of information to third parties depends on a number of factors that may be outside of our knowledge or control, including what third-party Websites you use, what personal data you have provided to such third parties, and whether (and the extent to which) you have limited the use of cookies by the operators of those third-party Websites, platforms, and services.
You may sign-up to receive email, newsletters, or other communications from us. If you would like to discontinue receiving this information, you may update your email preferences by using the “Unsubscribe” link found in emails we send to you or by contacting us via the contact information below. If you unsubscribe, you may still receive transactional or relationship emails from us.
California residents, under the California Consumer Privacy Act (“CCPA”), have the following rights, subject to some legal exceptions:
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
You may also authorize another individual or business, called an “authorized agent, ” to submit rights requests on your behalf. If you wish to have an authorized agent make a verifiable rights request on your behalf, they will need to provide us with sufficient written proof that you have designated them as your authorized agent, and we will still require you to provide sufficient personal data to allow us to reasonably verify that you are the person about whom we collected personal data.
We may have a reason under the law why we are not required to comply with your request, or why we may comply with it in a more limited way than you anticipated. If we do, we will explain that to you in our response.
We will respond to all legitimate rights requests within the timeframe required under applicable law. Note that there are restrictions on the number of times you can exercise some of these rights.
To opt-out, please see Section 12, below, for ways you may contact us.
If you have any questions, concerns, or if you wish to exercise any of the rights outlined above, please contact us.
Via email: welcome@payden.com
Via phone: (888) 419-4213
| Via mail: | 333 South Grand Avenue |
| 39th Floor | |
| Los Angeles, CA 90071 |